Georgia Nissan Finance Department | Auto Loans Available

Auto Loans in Duluth, Georgia

Gwinnett Place Nissan is one of the Greater Atlanta area's best stops for great deals on new and pre-owned Nissans. At Gwinnett Place Nissan, we've helped tens of thousands of customers find the right car and the right financing package for their needs, regardless of credit history. If you have a job, we can almost certainly help you to drive off in the Nissan of your choice.

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Is Financing a Car a Good Idea?

For many Americans, financing their next vehicle makes a great deal of sense. Unfortunately, savings rates are at historic lows, which means that fewer Americans than ever have the cash on hand to be able to afford to buy their next vehicle without some financing. But there is a silver lining. Interest rates are also hovering around record lows. Combined with generally loose lending standards, this means that there has never been a better time to finance a new or pre-owned Nissan.

Gwinnett Place Nissan has two main types of financing packages that it makes available to its customers. The first is acquiring a vehicle through leasing. Leasing can be an excellent option for those on tight budgets who need transportation for primarily local and normal use. Leases have the advantage of lower up-front costs as well as markedly reduced monthly payments, which means that you'll often get a lot more car for your leasing dollar than you will buy with loan financing.

However, leasing also comes with some serious drawbacks. Leasing a car means that you won't own it. When the lease expires, you will be required to turn it in or face penalties immediately. Nor will you receive any money from the sale of the car. Also, leasing deals often come with stringent mileage restrictions, which means that anyone who must drive a high number of miles each year will likely find that leasing a vehicle is not suited to their needs.

On the other hand, buying a vehicle with loan financing has an increasingly long list of significant benefits. Foremost among these is the fact that historically low-interest rates are now making many loan-based purchases competitive with leasing even regarding up-front costs and monthly payments. The chances are high that we can help you get into the car you desire with monthly payments that you will be able to afford easily.

Is There a Minimum Credit Score to Finance a Car?

There is no minimum credit score needed to qualify for automotive financing. Each year, we at Gwinnett Place Nissan help thousands of customers drive away in the cars they want. Many of these customers have impaired credit histories. But even though these customers may not also be able to qualify for the lowest-end credit cards, we can almost always work with them, finding a way to set them up with inspiring and reliable autos on a payment schedule that they can afford.

Gwinnett Place Nissan has decades of experience in automotive financing and benefits from a nationwide network of lenders, allowing us to help customers find the absolute best financing deal available anywhere in the country. Because lenders know that customers are highly motivated not to lose their primary means of transportation, which serve as the loan collateral, nearly everyone will be approved.

Contact

Gwinnett Place Nissan

2555 Pleasant Hill Road
Directions Duluth, GA 30096

  • Phone: 844-872-4549

Hours

  • Monday 9:00am - 9:00pm
  • Tuesday 9:00am - 9:00pm
  • Wednesday 9:00am - 9:00pm
  • Thursday 9:00am - 9:00pm
  • Friday 9:00am - 9:00pm
  • Saturday 9:00am - 8:00pm
  • Sunday 12:00pm - 6:00pm
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